Monday, November 22, 2010

Parent Plus Loans

Parent Plus Loans are government fund loans for undegrade students . Parent with GOOD credit can take out therse loand to help fund kids with their college journey.

-The current intrest rate on these loans are 7.9%

-To apply for these loans a parent must completea credit check and sign a the Federal Direct Plus

-Federal PLUS loans are subjected to a 4%loan fee , 1.5% of the fee is immedately refunde after back in the form of intrest rebate

-Its recommeded to appply for you yearly PLUS loan to amount to the 2.5%. An easy way to account these fees is to divide it by .975.
ex. if tou need $10,000 to cover the coast of a college expense, request for $10,257
($10,257/.975=$10,000)

Steps to Apply:
1. Read the facts
2.log on to studentloans.gov

NOTE: APPYL FOR A RESONABLE AMOUNT

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